Funeral advanatge. A lot of life insurance companies have tried to copy Funeral Advantage, but we are the only final expense program with access to the Funeral Consumer Guardian Society® (FCGS). Funeral advanatge

 
 A lot of life insurance companies have tried to copy Funeral Advantage, but we are the only final expense program with access to the Funeral Consumer Guardian Society® (FCGS)Funeral advanatge 00

Those numbers don’t consider things like burial plots, upgraded. The plans typically range from $10,000 to $25,000 policy amounts, and are paid for in monthly. Funeral Advantage is a life insurance policy underwritten by Lincoln Heritage Life Insurance Company on form ICC13FEAPPR. Essentially, the program is a whole life insurance policy that caters to a limited set of funeral costs. We are the largest network of funeral homes, crematories and cemetery service providers in North America. Funeral Advantage is their only product, and it is a standard whole life final expense insurance product. The only Final Expense insurance promising 24 hour payment of benefits is Lincoln heritage Funeral Advantage. Direct cremation costs between $2,000 and $5,000. We assure you that Lincoln Heritage is a licensed and legitimate insurance company that provides burial insurance to people in the United States and around the world, and we. about the Funeral Advantage if you have a few rmments. Age Rates Per $1,000Neither is the cost of dying. Burial insurance is typically a whole life insurance policy with a small death benefit, such as $5,000 to $25,000, that’s meant to take care of final expenses and funeral costs. CEOT7K 3. Funeral Advantage is a life insurance policy underwritten by Lincoln Heritage Life Insurance Company on form ICC13FEAPPR. . When you plan a funeral in North Carolina, you can expect to pay between $895 for a direct cremation to $20,000 or more for a full funeral, including a casket, burial vault, and memorial service. next Compare Health Insurance for Diabetics Compare Rates Quotes in Just 1 Minute. During emergencies, you have the option of borrowing against this value. Advantage Funeral & Cremation Services. Lincoln Heritage Funeral Advantage has {1} locations, listed below. From $595 *. The clothing and jewelry the deceased will wear. Everest Advantage Whole Life Insurance (Issue Ages 0-49) Specified Face Amounts/Monthly Premium Immediate Death Benefit Policy Form No. 2. Moreover, Lincoln Heritage can add up to $100,000 in accidental death insurance coverage. The Funeral Advantage Program is a comprehensive service designed to provide peace of mind and financial protection to individuals and their families. • FCGS makes sure everything goes smooth and easy for your family at the funeral home • In just 5 minutes you can pre-plan everything as much or as little as you want byFuneral Advantage™ Program. It was and still is, a pleasure working with Keith. Find service information, send flowers, and leave memories and thoughts in the Guestbook for your loved one. Change Your Policy’s Beneficiary. Plan & Price a Funeral. Find service information, send flowers, and leave memories and thoughts in the Guestbook for your loved one. However, Mutual of Omaha burial insurance will offer it from ages 45-85 with face amounts of $2,000. October 8, 2023 (69 years old) View obituary. Pre-planning a funeral allows you to research different providers in advance so you can be comfortable with their services, expertise, facility and ability to accommodate your specific desires. The company's policies are whole-life and their premiums are fixed. My name is With Lincoln Heritage Funeral Advantage Plan. One of the key factors contributing to Lincoln Heritage's impressive growth over the last decade has been how favorably the U. These prices include the viewing and burial as well as basic transportation fees, a casket, embalming and other body preparation, and the funeral home’s service fees. Step 2 – select “New Application” from the main menu to begin writing the app. (800) 433-8181. Funeral Advantage Program Aids Seniors WE ARE PLEASED TO ANNOUNCE you may qualify for the Funeral Advantage Program that will pay your family in the event of your death a cash benefit up to $20,000. Please underline that some non-profitable organizations do not provide the cost for the funeral. Obituaries from Advantage Cremation Care in Loveland, Ohio. View obituary. market has responded to the Funeral Advantage program. Burial insurance, also known as funeral or final expense insurance, is a great life insurance option for seniors. Real-Time Video Ad Creative Assessment. Funeral Advantage plans provide an easy application process, peace of mind, and a living legacy, as opposed to a funeral bill for their loved ones. Recently, a Missouri man and five others were sentenced to federal prison for their role in a Ponzi-like prepaid funeral scheme that victimized some 97,000 customers in more than 16 states. 6% over the past 5 years. with a 7 p. Lincoln Heritage life insurance coverage is, on average, 20-25% more expensive than other insurance companies. Now, I don't know if it actually qualifies as a scam, but if you don't look too hard you'll see a picture of an eagle, when in fact it's a dove (and not a government emblem). Average Funeral Costs. Lincoln Heritage Funeral Advantage is a final expense insurance program designed to help families lessen the impact of high funeral costs. Watch the commercial, share it with friends, then discover more great Lincoln Heritage Funeral Advantage Life Insurance TV Commercials on iSpot. Your cash benefit amount can’t be lowered as long as premiums are paid –. Lincoln Heritage Funeral Advantage policyholders can pay online, view their policy information, and access service forms. Some funeral insurance policies also offer benefits that pay for the deceased’s outstanding medical bills and other debts. La información aquí descrita es un breve resumen de la póliza. Conroy-Tully Walker Funeral Homes - Portland. Final Expense Life Insurance is All We Do. No medical exam required just answer health questions on a one page application. Their long-standing motto, "dignified and simple," is a testament to their mission to offer budget-friendly yet considerate options for families and loved ones. 15 104. Plan & Price a Funeral. What You Get With. Visitation will be from 9 a. Advantage Funeral & Cremation Services – Mungovan provides funeral and cremation services to families throughout Fort Wayne, Indiana. Funeral Advantage is a final expense program offered by Lincoln Heritage that can be used anywhere in the United States. 9 hours ago · Blueger gave Vancouver the early lead, taking advantage of a turnover by Seattle defenceman Justin Schultz at centre ice while on the power play and beat Kraken. And healthy women will pay $934 to $1,801 for their whole life insurance policies. Desde que la agencia se fundó en 1985, su creador, Ray Barragán Sr. market has responded to the Funeral Advantage program. Advantage® Funeral & Cremation Services is a national brand of funeral and cremation service providers that offer an affordable, simple and economical alternative to traditional funeral homes. As an added bonus, a burial insurance policy from Funeral Advantage includes a free membership to the Funeral Consumer Guardian. As part of your Funeral Advantage policy, you’ll receive a two-page final wishes form to help you decide the style of funeral you. The plans typically range from $10,000 to $25,000 policy amounts, and are paid for in monthly. You might have trouble. Breakdown 5. El plan paga hasta $20,000 dólares en efectivo para que las familias del asegurado lo dispongan como lo deseen y puedan darle un homenaje a su. Funeral Advantage™ is a final expense program offered by Lincoln Heritage that can be used anywhere in the United States. Our team of committed, caring associates will guide you through the planning process from start to finish, meeting your needs and honoring your traditions with compassionate, professional and. Informational. (tennis) a. We apologize for the inconvenience. Gardensong Lyrics. A direct cremation, costing a little more than $1,000, is the cheapest. Understanding Final Expense Insurance Final expense insurance is a type of whole life insurance. Age Rate Per $1,000 $5,000 $7,500 $10,000 $15,000 $20,000 $25,000 $30,000 $35,000 $40,000 $45,000 $50,000 Age 50 44. Register today! Funeral Advantage™ is a final expense program offered by Lincoln Heritage that can be used anywhere in the United States. The Funeral Advantage program will pay your loved ones up to $20,000 cash when they need it most. . As a result, shelters, orphanages, and foster families take…. Lincoln Heritage Life Insurance Company is a provider of Life Insurance for seniors, operating in 49 states with over one million policies in-force valued at more than $10 billion. We will walk you through the claims process and answer any questions you may have. 2023. 14%. Write up your death notice, a shorter, “just the facts” piece, or obituary, which also recounts your life narrative. Get up to $35,000 — Rates start at just $15/month+. Lincoln Heritage has been helping families save on cremation costs for over 55 years. SecurChoice™ “SecurChoice™ is funeral planning and funding before the need arises. Funeral Advantage from Lincoln Heritage is a smart choice for Arizona families wishing to protect themselves against the high cost of final expenses. Their funeral advantage program is a Gimmick to justify you paying more. Obtenga una cotización. Prepaid cremation. Keep an eye on this page to learn about the songs, characters, and celebrities appearing in this TV commercial. Be creative as you, together with your family, friends, funeral director and the person who will lead the service, brainstorm how to remember and honor this special person. That’s why it’s a good idea to consider other options to ease your loved ones’ financial worries after you pass. Direct cremation costs between $2,000 and $5,000. The difference is that the workers’ comp benefit is offered by an employer and is only valid if the cause of death is related to the employee’s work. While some funeral homes allow you to make these arrangements online, you might need to contact them for more information. Funeral Advantage is a life insurance policy underwritten by Lincoln Heritage Life Insurance Company on form ICC13FEAPPR. August 22, 2023 (92 years old) View obituary. J. We will collect only information necessary or relevant to our business. Contact Information. The. One of the key factors contributing to Lincoln Heritage's impressive growth over the last decade has been how favorably the U. In. Songs - Add. A 2021 study from the National Funeral Directors Association shows the median cost of an adult funeral with viewing and burial is $7,848, up 6. Don’t do it, says Joshua Slocum, executive director of the Funeral Consumers Alliance (FCA), a death-care industry watchdog group. Funeral Advantage is the only life insurance policy that Lincoln Heritage offers. Funeral Advantage provides a cash payout for use at any facility for any style of service. We will only make personal information available: to regulatory or other government authorities. October 8, 2023 (69 years old) View obituary. com. m. Not available in New York or Washington. It can also be used to pay for expenses that younger family members who pass away often leave behind, such as college tuition, mortgages, and auto loans. She was predeceased by : her parents, Samuel Defazio and Asunta Defazio (Coroniti) of Medway, MA. Here are some of the decisions you’ll need to make: Whether the deceased will be cremated or buried. The full price depends on your specific wishes and final arrangements, as well as your location. Funeral Advantage Program Survey. Funeral Advantage™ Program. If you add in a vault, or casket, the total median cost goes up to $9,420. They price-shop cremation services, review contracts, and help surviving. advantagenews. Lincoln Heritage Funeral Advantage is a one-stop final expense solution for seniors and their families. One of the key factors contributing to Lincoln Heritage's impressive growth over the last decade has been how favorably the U. Like our page to stay informed about passing of a loved one in Vallejo, California on facebook. 8/5 Financial Strength 5. Funeral Advantage. Call now to receive a free planning guide and. Conclusion. On average, women are cheaper to insure than men by about $5-$10 per month. prayer service, Monday, November 6, 2023, at Legacy Chapels 4610 South Jackson Road in Edinburg, TX. (113) Advantage Funeral & Cremation Services by Schoedinger represents more than 165 years of integrity, tradition and trust. As an added bonus, a burial insurance policy from Funeral Advantage includes a free membership to the Funeral Consumer Guardian. 2. Funeral Advantage is more than just a final expense insurance policy. FACT: 86% of people surveyed think funeral pre-planning is a good idea!* Funeral Advantage offers the consumer value unlike any other Final Expense plan on the market today. market has responded to the Funeral Advantage program. To qualify you don’t have to do any medical exams, but you will have to answer a series of health questions. Published in Bangor Daily News on August 11, 2021. S. As with most funeral costs, prices for green funerals vary widely based on region and the type of burial site. Funeral Advantage plans provide an easy application process, peace of mind, and a living legacy, as opposed to a funeral bill for their loved ones. Income and resource guidelines must be met. Housing Grants For Foster Parents. Funeral Advantage provides a cash payout for use at any facility for any style of service. Funeral Advantage plans provide an easy application process, peace of mind, and a living legacy, as opposed to a funeral bill for their loved ones. A funeral mass will be celebrated at St. October 10, 2023 (58 years old) View obituary. Search Florissant obituaries and condolences, hosted by Echovita. Funeral Advantage was formed to help individuals plan for their funeral so as to not let the financial burden fall on the survivors. m. Read Advantage Cremation Services obituaries, find service information, send sympathy gifts, or plan and price a funeral in Loveland, OH. Please Help Me 2. So far pretty standard in the. The FCGS acts as an advocate for the consumer, helping the family work within their budget to find services they can afford, protecting them from rising. View obituary. What makes Funeral Advantage unlike any other final expense policy is its partnership with the. If you’ve already paid your funeral expenses or. Our team of committed, caring associates will guide you through the planning process from start to finish, meeting your needs and honoring your traditions. 59 billion. Funeral Advantage sends me mail almost weekly. Funeral Advantage. com. Funeral Advantage plans provide an easy application process, peace of mind, and a living legacy, as opposed to a funeral bill for their loved ones. The average cremation cost is between $4,000 and $7,000 depending on the type of cremation. Advantage Cremation Care of Greater Cincinnati is the most affordable cremation in Cincinnati. The only insurance product it sells is its Funeral Advantage insurance. Have you ever had to participate in planning a funeral? The average cost of a funeral with viewing and burial is about $7,848, and that number rises to $8,000+ depending on which services you choose. Change The Owner Of Your Policy. Conclusion. Family Heritage Group is the exclusive agency representing Lincoln Heritage Life Insurance Company and Lincoln Heritage Funeral Advantage in New England. Lincoln Heritage final expense insurance policies have a fair coverage maximum of $20,000 and can cover just about any funeral expense given that they have no restrictions on usage. Hanley Funeral Home, Inc. Share it with friends, then discover more great TV commercials on iSpot. Scammers are using obituaries to try to take advantage of families who just lost a loved on. Lincoln Heritage burial insurance is not offered in New York but is available in 49 states. 00. market has responded to the Funeral Advantage program. The range for assistance is from $10,000 to $100,000. Funeral Advantage is a type of permanent life insurance policy that covers end-of-life expenses. Funeral Advantage is more than just a final expense insurance policy. Funeral Advantage’s low-cost rates start at $15 per month and provide families with peace of mind when it comes to funeral expenses and other final expenses. Lincoln Heritage is the only company that sells Funeral Advantage, but many companies sell burial and final expense insurance. Don’t become a victim. The prepaid cremation plan scam works much the same way as the prepaid funeral scam. Un seguro funeral combinado con un plan de “mis últimos deseos” es fundamental para proveer a su. Some Policies Can Take A Long Time to Pay Out With Funeral Advantage, approved claims are paid within 24 hours! With no funeral plan and little to no experience to guideFor complete program details, visit Funeral Advantage offering is the largest final expense insurance program in the United States. Plans range in price from about $18 to $286 per month for seniors depending on the senior’s age, sex, overall health, and how much coverage they want. Read Haynes Mortuary, Inc. 7. Product Name: Advantage — 50 Plus Advantage Issue Ages (Age Last Birthday): 50 to 85 0 to 49 Premium Paying Period To age 100 To age 100 Minimum Death Benefit $2,500 $5,000 Maximum Immediate Death Benefit Ages 50 to 75: $50,000 Ages 0 to 49: $50,000 Ages 76 to 85: $25,000The primary downfall of the Funeral Advantage Program is the cost. Los errores de mis colegas revertirán en mi beneficio a la hora de un ascenso. No medical exam is required, and seniors with pre-existing conditions won’t be denied. S. Funeral Advantage provides a cash payout for use at any facility for any style of service. market has responded to the Funeral Advantage program. Eligibility age range: 45 to 85 (50 to 75 in New York). Read more ». Burial insurance for seniors, or final expense or funeral insurance, is an affordable way to ensure that all your funeral costs are paid for. to 8 p. Many CALIFORNIA residents age 45-80 have already been accepted for this program - created to help pay for one's funeral and any other final expenses. Lincoln Heritage Funeral Advantage offers life insurance policies that pay up to $20,000 at the time of one's passing to help cover funeral costs and other expenses. Since 1963, Lincoln Heritage has strived harder than any other company to provide the best customer service in the final expense life insurance industry. Plan in advance, but don’t pay in advance. Go into your presentation: Script for all B Leads - Direct Mail Hello, Sir/Mdam. Anyway, I don't know about any of you, but if I do an internet search and come up with something negative. Please Help Me by Funeral Advantage, released 24 February 2017 It was starting to go wrong I saw you can’t be alone So I bought some flowers without you “The realtor’s showing the house, Do you need help moving things out?” I'd like to be there just so you could choose You said I made you feel alone I thought something real was shown I. The policy offers coverage of up to $20,000 and has a cash value that increases over time. It helps pay for funeral related costs to help ease financial and planning burdens for loved ones. 38 26. The concept of fast claims payment and 24-hour. Find service. 57 36. That’s Why We’re the Industry Leader. Funeral Advantage is a type of permanent life insurance policy that covers end-of-life expenses. MAIL to: Lincoln Heritage Life Insurance Company, PO Box 29045, Phoenix, AZ 85038. S. 0/5 Qualifications 4. (405) 682-1682. Paying for a. One of the key factors contributing to Lincoln Heritage's impressive growth over the last decade has been how favorably the U. Cemetery Tent and Lowering Equipment. This commercial explains how funerals can be a complicated thing to deal with. One of the key factors contributing to Lincoln Heritage's impressive growth over the last decade has been how favorably the U. Click or call (800) 729-8809. This is due to the Lincoln Heritage. Like our page to stay informed about passing of a loved one in Florissant, Missouri on facebook. (Kelley) Frost. Funeral Advantage can help you find benefits immediately after the death of a loved one. 1. With low rates starting at just $15 a month, Funeral Advantage is an affordable whole life insurance policy that helps families when they need it most. 63 85. (513) 575-7332 ph. One of the key factors contributing to Lincoln Heritage's impressive growth over the last decade has been how favorably the U. It’s a program that offers your client what no other plan can: price-shopping of final wishes. Lincoln Heritage Funeral Advantage has {1} locations, listed below. None have been identified for this spot. When it comes to low-cost funerals and cremations for today’s price-conscious families, Advantage Funeral & Cremation Services providers are the ones. 4. Rates never increase as long as premiums are paid. Lincoln Heritage Funeral Advantage® Is Your One-Stop Final Expense Solution. FUNERAL ADVANTAGE TYPICAL UNDERWRITTEN WHOLE LIFE POLICY Cash insurance benet Approved claims paid in 24 hours NO One page application NO Personal funeral advocate NO Shopping and comparing local funeral homes NO Advance funding to funeral home NO Funeral Advantage is #1 We are #1 for a reason. Lincoln Heritage, founded in 1963, has sold final expense life insurance policies for nearly 60. Age, gender, occupational habits, and more affect your Funeral Advantage rates. Advantage Funeral & Cremation Services. 4. Only available up until. The average funeral cost is more than many people think. Every year, several kids become helpless due to the abandonment or death of their biological parents. Ricky Barnett. They support you with some knowledge to save money on funeral expenses. la ventaja. Submit an obit for publication in any local newspaper and on Legacy. Our team of caring associates is committed to meeting your needs and honoring your traditions with compassionate, professional and personal service. Funeral pre-planning with final expense insurance is one of the most trusted ways to help your family with funeral costs. Terms such as burial insurance for seniors , funeral insurance, cremation insurance and final expense insurance all refer to simplified issue whole life insurance or guaranteed issue life insurance. Lincoln Heritage is a family-owned final expense insurance provider, and the ratings and reviews indicate that customers are happy with their coverage. Shopping for life insurance with a pre-existing condition is more difficult than it is for people who are in great health. Plan & Price a Funeral. I would like mail to stop from Funeral Advantage PLEASE. There’s no medical exam to qualify - just answer a few health questions on our one-page application. Find a Location. How to ApplyLike whole life insurance, funeral insurance remains in place until you die. 2 out of 5 stars. The average cost of end-of-life insurance in New York is about $55-$110 per month for about $10,000 in coverage. Specialties: Advantage Funeral & Cremation Services - The Leader in Low Cost Funerals and Cremations Value and Care. Lincoln Heritage Life Insurance Company is the leading Final Expense insurer in the United States, operating in 49 states with over 878,000 policies in-force valued at more than $6. M. Advantage Funeral & Cremation Services is a national group of funeral and cremation service providers offering an affordable, simple and economical alternative to traditional funeral homes. Your Funeral Advantage Benefit Gives Your Loved Ones Up To $35,000 Cash For Your Final Expenses. Please Help Me 2. 68 124. HOURS: Monday — Friday: 6:00 am to 5:00pm MST. Since 1919, the funeral homes of Harry Hanes and the Lineberry family have provided compassionate funeral service in North Carolina. 2309 - Fax: On 06/17/2013 Lincoln Heritage Funeral Advantage made an unauthorized draft from my personal Checking Bank Account in the amount of $22. Other Final Expense Plans. The TTY number is 800-462-7585. One of the key factors contributing to Lincoln Heritage's impressive growth over the last decade has been how favorably the U. Real-Time Video Ad Creative Assessment. Policy Payments: (800) 930-7459. Call now for a free informational guide. In this article, you’ll learn how the scam works and how to report it. A Medicare MSA is a Medicare Advantage Plan that deposits money into a savings account to cover healthcare costs. el provecho. Children need to know that the funeral is a time of sadness because someone has died, a time to honor the person who died, a time. The. Published January 03, 2013 Advertiser Lincoln Heritage Funeral Advantage Songs - Add None have been identified for this spot Phone 1-800-727-8600 MoodFuneral Advantage positions you perfectly in the minds of senior consumers seeking extraordinary value. We offer up to $20,000 cash to your loved ones to help with funeral costs and other final arrangements such as medical expenses and any. Spanning nearly 150 acres, Westminster Memorial Park Mortuary and Westminster Memorial Park are sister locations that provide central Orange County with meaningful and compassionate funeral, cremation and burial services in an uplifting and pastoral setting. Verification of assets, death and funeral arrangements are required. 79 202. Policy name: Guaranteed Whole Life Insurance. The Casket Scam, Part I. Funeral costs are rising and more people are turning to cremation instead of burials to save money. The Funeral Advantage program is a simplified issue whole life insurance plan which means there are no medical exams required to qualify for coverage. Lincoln Heritage Funeral Advantage 2021 TV commercial. Cost of Funeral Advantage life insurance. If you’re 80 years old or under, you can get up to $35,000 of coverage. Get Started. “Login ID” is 5 + WFG Agent Number (6 characters) Write down the password you create for future use. 0/5 Customer Experience Overall Rating: 4. Price does not include crematory fee, mileage, filing fees, death certificates, or other additions or upgrades. Funeral Advantage 24 Hour Claim Payments. Lincoln Heritage Funeral Advantage and. One of the key factors contributing to Lincoln Heritage's impressive growth over the last decade has been how favorably the U. John Vincent Scalia Home for Funerals, Inc. market has responded to the Funeral Advantage program. Published October 25, 2012 Advertiser Lincoln Heritage Funeral Advantage Songs - Add None have been identified for this spot Phone 1-800-491-2133 Mood6487 Obituaries. 6% from 2016. For complete program details, visit Its Funeral Advantage offering is the largest final expense insurance program in the United States. Here, you’ll find honest, affordable care and. Our team of committed, caring associates will guide you through the planning process from start to finish, meeting your needs and honoring your traditions. Lincoln Heritage Funeral Advantage and. The average cost of burial insurance over 60 and under 65 ranges between $18 to $88. Advantage® Funeral & Cremation Services is a national brand of funeral and cremation service providers that offer an affordable, simple and economical alternative to traditional funeral homes. If you are eligible and want help related to the Funeral advantage program assists seniors, check their list of programs according to your state. This is the fee for the basic organizational services that the funeral home will provide. S. The plan provides the following benefits. Expert Price Guidance. Advantage Funeral & Cremation Services – Massachusetts provides simple and affordable services to families in and around Framingham, Massachusetts. Read Advantage Funeral and Cremation Services obituaries, find service information, send sympathy gifts, or plan and price a funeral in Fort Wayne, IN. If you don’t want to keep it, you can cancel, and the premium. Funeral Advantage is not a pre-payment plan nor does it utilize a network of funeral homes or cemeteries. One of the key factors contributing to Lincoln Heritage's impressive growth over the last decade has been how favorably the U. If the case of the death is declared by the military service, then the allowance will be more than $2000. View Parkland obituaries on Legacy, the most timely and comprehensive collection of local obituaries for Parkland, Florida, updated regularly throughout the day with submissions from newspapers. OUR PROMISE TO YOU. Relying on retirement assets left to your estate to pay. Please think twice. Published August 12, 2017 Advertiser Lincoln Heritage Funeral Advantage ProductsFinal Expense Insurance: How The Scam Works. Funeral homes sell plans that promise better rates if you buy a package now, years before you die. Not available in New York or Washington. Customer Service. There are many factors that go into these costs, including where the deceased pass away, the type. We are part of the Schoedinger family of funeral homes, upholding a longstanding commitment to providing quality, affordable funeral and cremation options for everyone in Central Ohio. About. Advantage Funeral and Cremation Services – Archdale provides simple services to families in and around Archdale, North Carolina. Step 1: Apply. m. E-MAIL to: claims@londen-insurance. Step 1 of 7. Funeral Advantage Program Survey. Depending on your state, funeral cost information can be difficult to find. Advertiser. The Funeral Advantage program provides a small life insurance policy from Lincoln Heritage Life Insurance Company plus funeral planning services from the Funeral Consumer Guardian Society.